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# Agent Panels Versus Licensed Platforms: exch99 id Context - Note 118
# Agent Panels Versus Licensed Platforms: exch99 id Context - Note 118 Data Shared Too CasuallyApplicants are sometimes asked for PAN, Aadhaar images, selfies or screen-sharing during verification. Such data may be stored offshore under unclear retention policies and reused for spam or impersonation. Legitimate KYC happens inside official apps with 99exch id published privacy contacts, never through forwarded APKs or remote-access tools. Deny OTP and remote-desktop req
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